360 Payments

Free
Proprietary
SaaS

360 Payments Alternatives

22
Options
Considered
2022-03-21
Last
Updated

#1 Gravity Payments

Free
Proprietary
SaaS

Gravity Payments is a Seattle-based credit card processing and point-of-sale (POS) software company that provides services to small businesses globally. It empowers businesses to make their own decisions by providing fair pricing and great service. The company is best described by the following words: credit card processing, payment processing, financial services, business services.

The audience for this company is small business owners, medium-sized business owners, large business owners, and it understands how important your business is to you and how critical it is to be there for you as your business grows and expands. With a comprehensive suite of services, no other company offers a more seamless or valuable bundle of services.

#2 Helcim

Paid
Proprietary
SaaS

Helcim is a payment processing company that provides affordable and transparent payment solutions for small business owners and freelancers. It provides 24/7 support for its clients, and its team of support technicians works hard to solve any issue at the quickest time possible. It has grown with time as numerous clients have been attracted by the professional and modern services they offer, such as a full featured dashboard, adding multiple users to your account, customized transaction notifications to fit your needs, easy Setup, and fully customizable integration.

It offers a secure and reliable way for businesses to accept credit and debit cards from their customers online, in person, and over the phone. If you are a small business owner or freelancer, you can receive payments from your clients quickly, easily, and conveniently by creating your own secure online account with Helcim. In addition to accepting credit cards, it also provides additional payment solutions for small businesses, such as electronic invoicing and Internet banking. It reduces the work and cost involved in managing ongoing billing relationships with your clients.

#3 Fattmerchant

Paid
Proprietary
SaaS

Fattmerchant is the next generation of electronic payments and merchant service providers, with a fixed monthly cost for your transactions and no hidden fees, minimums, or draconian contract terms. By using this platform, merchants can shift the focus away from how much they pay to how they grow their business. It provides payment processing and related services for e-merchants using electronic systems to transfer funds for the purchase or sale of goods and services. Fattmerchant specializes in providing straightforward, fixed-rate credit card processing to businesses of all sizes.

Fattmerchant offers two plans: the Essential plan offers no monthly charges and no per-transaction fees with a $50 minimum monthly payment, and the Premier plan offers no monthly charge and no per-transaction fees with a $100 minimum monthly payment. Merchants using the Essential plan may pay their merchant account balance on the 15th and last day of every month, while merchants using the Premier plan may choose to pay on the 28th and last day of every month.

#4 PaymentCloud

Free
Proprietary
SaaS

PaymentCloud is a platform that builds industry-leading software for eCommerce businesses to process credit cards and take payments online. In the last decade, it worked with tens of thousands of merchants to help them build a digital presence, grow their businesses, and expand into new markets. The mobile-first platform combines a flexible system of tools with a world-class support team to give our customers what they need to grow.

It offers the industry’s best security standards and expertise with PCI, EMV, and PSD2 compliance. With the integrated gateway, it provides a single solution that makes it easier to manage and expand operations. With this platform, you can accept more than 100 different payment types such as credit cards, gift cards, and even Apple Pay. You can also switch between different gateways easily whenever you want.

#5 National Processing

Paid
Proprietary
SaaS

National Processing is a nationally regarded merchant services company providing the best POS terminals for companies large and small nationwide. With the help of industry-leading systems and unparalleled customer service, it has brought financial ease to thousands of businesses. The team is committed to providing you with the resources and products that help your business grow. National Processing is a processor which works with companies large and small. Their merchant account services are used by hundreds of restaurants, bars, and retail stores throughout the U.S.

It showcases the best Point of Sale systems that are used by respected merchant services providers like National Processing. National Processing is a leading national provider of merchant services, is now offering the latest in Point of Sale (POS) technology to their merchants. The new POS terminals from Verifone and Ingenico offer a variety of features that benefit both consumers and merchants. It gives retailers an easy and secure way to accept debit, credit, and mobile wallet payments. Using the Verifone PAYWARE-QR, customers can pay using their mobile device with a simple tap-and-go process.

#6 GDpay

Free
Proprietary
SaaS

GDpay is a leading payment gateway that supports a wide range of payment options for merchants and businesses. It supports credit cards, debit cards, e-check, ACH payments, and PayPal. All in all, it offers a positive payment experience for both shoppers and merchants. It offers a discount to merchants if they allow shoppers to pay with a mobile device. This means that both merchants and shoppers are incentivized to use mobile in order to save some money.

You can also use our full-featured checkout to add multiple products, promo codes, and more. GDpay offers competitive currency exchange rates, low processing fees, and the best 24/7 customer service in the industry. GDpay is a powerful payment gateway that enables you to accept all major credit cards, secure payments through Authorize.net, and collect payments with Stripe.

#7 ePS Payment

Free
Proprietary
Online

ePS Payment is one of the additional payment methods that will enable merchants to accept payments from customers without credit cards. With this platform, you can now accept payments from customers who do not have credit cards or who just prefer to pay with cash. It is perfect for small businesses like Handmade Art By Alyssa and LOOM, which would like to extend their reach to customers who don’t have access to credit cards. Merchants can increase their sales as an additional payment method. The research shows that 76% of shoppers would consider purchasing an item if it could be paid for with cash or check.

ePS Payment is a fully integrated and secure mobile payment solution that enables merchants to reduce cash flow, increase sales and gain a competitive edge. It is delivered using pre-integrated technology and allows payment via any mobile phone linked to the ePS Payment system. The service can be added to an existing website or integrated into an app.

#8 PaymentVision

Free
Proprietary
SaaS

PaymentVision is a payment gateway that helps businesses accept electronic payments from customers. The company provides its clients with the ability to accept plastic cards, including debit and credit cards, as a form of payment for products and services. Furthermore, the company offers its clients a suite of services that include card processing, electronic signatures, and billing, among others.

It is a PCI-compliant payment gateway that helps businesses accept electronic payments from customers. The company provides its clients with the ability to accept plastic cards, including debit and credit cards, as a form of payment for products and services. Furthermore, the company offers its clients a suite of services that include card processing, electronic signatures, and billing, among others.

#9 RewardPay

Free
Proprietary
Android
iPhone
Tablet
iPad
Online

RewardPay is an eCommerce payment solution that enables you to accept credit card payments and email invoices using the same platform, instantly collect funds, and effortlessly integrate with any practice management system. It is a revolutionary platform that seamlessly combines point-of-sale with any practice management system and allows you to send real-time invoices and collect funds instantly as if it was integrated with a terminal/payment processor. This seamless connection makes it easy for you to invoice patients and charge their EMV cards in a matter of minutes.

It also allows for our clients to make a seamless transition from old legacy systems to new technologically advanced eCommerce platforms without missing a beat. RewardPay is a payment technology platform that allows marketers, merchants, and their customers to manage, track and redeem digital loyalty rewards. It offers both a Software-as-a-Service (SaaS) platform for merchants and a mobile application for customers. Most companies in the loyalty management space have to rely on transaction-based fees, which can eat up businesses’ profits. With RewardPay, businesses earn profit from items sold and services rendered, not from transaction fees.

#10 ChargeLogic

Free
Proprietary
SaaS

ChargeLogic is a complete payment software that creates a single, streamlined checkout experience for your customers using Dynamics 365 Business Central. It lets revolutionary e-merchant technology and certified design make it easy to sell anything, anywhere, anytime. It is responsible for our company’s exponential growth as it gives you the ability to easily expand into new markets and manage global operations. It is the leading provider of PCI-compliant credit card and payment processing software integrated with Microsoft Dynamics.

ChargeLogic helps companies take full advantage of their data to increase profits, strengthen customer relationships and achieve regulatory compliance. It integrates perfectly with Microsoft Dynamics to protect PCI data, improve transaction processing and maximize business performance. It is designed to be a transparent, PCI-compliant solution for credit card processing and payment collection, allowing businesses to focus on growth rather than compliance.

#11 Payment Depot

Paid
Proprietary
SaaS

Payment Depot is a credit card processing company that offers merchant accounts and payment gateways so you can process credit cards at the lowest rate possible. It offers a number of different payment gateways which allow you to accept debit cards, credit cards, and PayPal payments right on your website. They offer a gateway that allows businesses to accept credit card payments and also an online banking platform where businesses can integrate customer bank accounts/payment options for their customers.

It also provides exceptional customer support 24 hours a day, seven days a week, so if you have any questions about how to set up online credit card payments, your merchant account, or any other related topic, feel free to contact them, and they will be happy to help you. Payment depot also offers the most affordable rates and great customer service.

#12 Reliant Processing Services

Discontinued
Free
Proprietary
SaaS

Reliant Processing Services is a PCI and EMV compliant credit card processing service that offers you the freedom to choose from a variety of payment options, including eChecks, e-Money and more. The key feature of this platform includes free U.S.-based customer service, easy use of a single platform for merchants to process all types of payments, a variety of live gateways including eChecks, eMoney, and many more, secure and compliant with all 50 states and major card brands.

The solutions are not limited to the traditional forms of payments such as credit cards; they also offer advanced PCI and EMV solutions that will make your business more secure and compliant with federal regulations such as PCI DSS. The Reliant Gateway is a solution for processing all credit card types including: Visa, MasterCard, American Express and Discover.

#13 Seamless Chex

Free
Proprietary
Online

Seamless Chex is the leading provider of full-service eCheck processing platforms for the financial services industry. The patented, browser-based eCheck platform gives financial institutions and payment service providers the tools they need to process eCheck payments safely and easily. Merchants, who want to process online orders with flexible payment options, can easily accept credit card payments via this platform. It accepts all major credit cards without the high cost of traditional merchant accounts.

The patented technology enables all merchant types to benefit from accepting eChecks, through a simple and straightforward integration into any existing payment page. It offers a free month of live support over video chat as well as free training; all live support over video chat is free of charge. It facilitates full integration with eBay, WordPress, Etsy, and many other popular shopping platforms. It is the best provider of credit card services across US states and provides full-service credit card processing for businesses.

#14 Sonder Payments

Free
Proprietary
SaaS

Sonder Payments is a membership-based payment processor designed for high-ticket businesses as an alternative to traditional credit card processors. It enables companies to offer customers a monthly subscription to products or services using a long-term billing model. This gives customers flexibility and more choice on how they would like to pay. It is a better way to accept credit cards that connects you with a network of pre-qualified businesses and provide the tools to keep your payments secure, your business efficient, and your customers happy.

Built for high-ticket businesses accepting credit cards, Sonder is changing how startups and medium-sized businesses buy and sell. It offers a first-of-its-kind membership-based payment processor that helps high-ticket businesses accept credit cards. It makes it easy for businesses to receive payments from customers while offering a unique experience that customers are looking for in today’s fast-paced world. It is designed for membership-based websites, subscription services, and monthly eCommerce businesses.

#15 Credit Card Reader NFC (EMV)

Free
Android

The Credit Card Reader NFC (EMV) is offered by Julien MILLAU and categorized as Finance. This application is free to use but has in-app purchases for only one feature within. For the purpose of security and prevention from theft, this does not access the internet, and there is no permission for the internet. EMV cards can be ready by this app, and it is only for reading the public data present on those cards. To ensure that you are the owner of the card, you must confirm it through the asked process to access the application.

Credit Card Reader NFC (EMV) app is compatible with android devices and can read countless data on your card. To ensure the security of its users, the app removes the transaction history and the name of the cardholder to protect users from any kind of possible risk. The app can easily read several EMV cards for the ease of users. It’s a user-friendly app, and now users are only one click away from their cards’ public history to get a know-how of their credit card’s status.

#16 Clearly Payments

Paid
Proprietary
SaaS

Clearly Payments is the simplest, most secure way to accept payments online that make it easy for business owners to get started and take payments quickly and easily. It offers an online payment process that is secure, easy to use, and reliable and offers a variety of features to help businesses of all sizes accept and process payments, including a simple, easy-to-use checkout process wide variety of payment options, including credit cards, debit cards, and PayPal, PCI compliance to ensure that your data is protected, fraud protection to help protect you from unauthorized transactions.

It offers a secure online payment processing solution that is easy to use and helps businesses of all sizes to accept payments quickly and easily. The payment processing solution is designed to help businesses streamline their payment processing and reduce the costs associated with accepting payments. The key function of this platform is a simple and easy-to-use payment interface, secure payment processing, a wide range of payment options, low processing fees, and many others.

#17 Stripe

Free
iPhone

Stripe is a fine app that helps you to manage and track your Stripe payments and its other concerns on the go. This app put some new standards on the online payments. Stripe is one of the best platforms to handle millions of dollars for forward-thinking business around the globe. It efficiently tracks all of your payments customer details, transferring, and subscription information, precisely. It provides concise notification approach that helps its users see everything including payments and other transaction details from your lock screen, and get a daily summary of your cash transactions as well. You can quickly access this app and also search for any money dealings and get their details as well. It delivers composable and elegant abstractions that allows the most flexible, powerful, and scalable integrations, and just eliminates the extensions details and needless complexities to make it easy to use.

#18 Braintree payments

Braintree is a network introduced by PayPal which focuses on providing people who have businesses, with the option of making payments through the web and their devices. It focuses on people who have online activities or the ones who want to keep track of all the things that are going on in their commercial side. Individuals can also link their bank accounts or enter credit card details so that money can be utilized at any time. All you have to do is to create an account and then enter your personal details along with linking your credit cards. Similarly, people can get to link their debit and credit cards as well so that whenever there is a shortage of money, it can be brought into the wallet through these accounts. Many options can be helpful for people who have been providing revenue to countries and making transactions at an international level. If they want to make a payment, this app can be utilized, and it will reach the other person within few seconds. There are many other features of this website as well. All in all, the app has many advantages which help you to forget that it is new in the market.

#19 ProPay

Free
Android
iPhone

ProPay provides an innovative and the most desirable payment solutions for any sort of your online business. This app has a huge amount of payment processing solutions and tools for a vast variety of industries that help you discover the right solution for your company and industry. You can easily select from a cast options that corresponds your business. It provides credit card payment for small size enterprise and delivers payment processing options for starting a venture. Rather than these, ProPay also provides commission payment options and global disbursement options, payment integrated options, payment tools and solutions, and pay-by-text or email facility as well. It can efficiently and quickly process credit card payments, enables entrance of card numbers manually, securely store the customer’s payments options, and accept a credit card payment even when you are offline and process the transactions as soon as possible when you get your data connection back. While some of its additional features include the sales tax, customer feedback approach, and captures your customer signature, etc.

#20 PayPal

Free
Android
iPhone

PayPal is a finest app that helps you to manage your cash right from your mobile phones. It simplifies how you move your money so that you can easily send money to your friends, through mobile numbers and emails, etc. It has increased the ease of transferring money using your mobile phone to others mobile phones and accounts. It also provides a precise integration with your bank accounts. You can easily move your money to any of your retailers, partners, business persons, and although you can also move your money back to your account as well. Using this app, you can send money to almost anywhere from around the world in simple taps and just in seconds. It also lets you pay for millions of sites and apps and if you have done some online shopping sort of stuff than this account also manages you to pay for it right from your PayPal account. It lets you send, spend, and receive money at a glance and you can even get paid in seconds. It provides instant notification approach if you make any of your transaction from here, and provides instant info to keep track of all of it. There are many other features of PayPal that enhances the ease of transferring money between users.

#21 Stripe.com

Stripe is a famous website which allows people and small businesses to send and receive money on the internet with the help of options that are being provided. Many features can be utilized by individuals in this regard, but the best thing about this site is that it is free to use. If you want to buy an application in google market. If the user intends to unlock some portion in a video game. If someone wants to buy stickers or emoji in a request, they can do that with the help of a few clicks. If you want to shop online and have to pay a significant amount, if you are interested in games and want to buy something, there is an app which is important to be unlocked. You can ask for money from others and then keep a record if they have sent the money or what is the progress being made on your request. The information which is entered here will be kept safe since there is strong encryption to ensure no data is lost. In a nutshell, it is one of the top applications in the world where you can quickly perform all the tasks.

#22 Square

Free
Android
iPhone

Square is a free point of sale application for your smartphones that provides every single stuff that you need to start, run, and grow a business. It efficiently accepts contactless credit payments, chip credit cards, and debit taps with an amazing Square Reader for chip and contactless. It professionally accepts all major credits cards at almost 2.75 per swipe, lets you get deposits in one to two business days, accepts chip cards and Apple pay, allows you to add your photos, products, and prices, and enables your customers to give tips and sign on your devices, etc. Square accepts almost all your major cards, record gift cards, cash, and some other forms of tenders, and track inventory for the real-time. You can easily access sales data, and also the complete sales history as well and monitor your sales right on your mobile phone. You can also track and send invoices from your devices. It provides a free Square Dashboard that lets you view your sales stuff in seconds.