Bank of America

Free
Android
iPhone

Bank of America Alternatives

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Options
Considered
2018-03-04
Last
Updated

#1 PayPal

Free
Android
iPhone

PayPal is a finest app that helps you to manage your cash right from your mobile phones. It simplifies how you move your money so that you can easily send money to your friends, through mobile numbers and emails, etc. It has increased the ease of transferring money using your mobile phone to others mobile phones and accounts. It also provides a precise integration with your bank accounts. You can easily move your money to any of your retailers, partners, business persons, and although you can also move your money back to your account as well. Using this app, you can send money to almost anywhere from around the world in simple taps and just in seconds. It also lets you pay for millions of sites and apps and if you have done some online shopping sort of stuff than this account also manages you to pay for it right from your PayPal account. It lets you send, spend, and receive money at a glance and you can even get paid in seconds. It provides instant notification approach if you make any of your transaction from here, and provides instant info to keep track of all of it. There are many other features of PayPal that enhances the ease of transferring money between users.

#2 Google Wallet

Free
Android
iPhone

Google Wallet provides a fast, easy, and free way to send and receive money. It has made it so handy to send money to anyone in the United States even if you do not have the wallet app on your phone. This app lets you request money from others and keep the track when someone pays you back. It brings cash out of the bank account and the debit card, and access the money that you transfer or receive in minutes. It automatically transfers money you receive to a bank account and a debit card. Some of its core features include the sending and requesting money in an instant way, sending of money using an email and mobile phone number, write a personalized message, and quickly cash out to your debit card and bank account, etc. Google Wallet is an amazing when you are settling up with your friends, having vacations with your friends, chipping in for gas, shopping for groceries, etc. and by simply adding your US credit card you can able to send and receive money without any external charges.

#3 Skrill

Free
Android
iPhone

Skrill is a stunning wallet app that helps you transfer money to your friends and relatives in a damn informal way. It makes it so easy to make quick and effortless international payments to Global suppliers. You can play any of your paid games and pay for online activities more quickly and easily. It is a fine place to capture your bank details and credit or debit card securely. It lets you spend funds instantly while keeping your financial details so privately. It enables its worldwide users to get and pay money in almost 40 currencies and across 200 countries. You can pay with bank transfers, local payments methods, and cards, etc. It helps its users to check their balance details and upload on the go, access the world’s best-paid gaming, betting, and shopping sites, and control all of your online payments under one secure and well-protected place. You can play and pay on the move using just an email address and password.

#4 Payoneer

Free
Android
iPhone

Payoneer is one of the best leading apps that helps its users to manage their online money transaction in a well-secure scenario. This app provides a robust integration with a huge number of apps and platforms. You can access Payoneer directly from your mobile phone devices and easily check your balance details, withdraw funds, check for transactions, and much more while on the go. Payoneer is a very famous app along with the interaction of thousands of users who do their online money transactions and other activities right from this app due to its reliability. It is available in more than 18 languages and easily handles more than 180 currencies as well. It provides precise details about the sender or the receiver, the money that has transferred, payment ID, payment date, amount, currency information, payment status, and some other details precisely. Especially, it is a gorgeous app for freelancers and webmasters that are pretty much concerned with online money transactions.

#5 Stripe

Free
iPhone

Stripe is a fine app that helps you to manage and track your Stripe payments and its other concerns on the go. This app put some new standards on the online payments. Stripe is one of the best platforms to handle millions of dollars for forward-thinking business around the globe. It efficiently tracks all of your payments customer details, transferring, and subscription information, precisely. It provides concise notification approach that helps its users see everything including payments and other transaction details from your lock screen, and get a daily summary of your cash transactions as well. You can quickly access this app and also search for any money dealings and get their details as well. It delivers composable and elegant abstractions that allows the most flexible, powerful, and scalable integrations, and just eliminates the extensions details and needless complexities to make it easy to use.

#6 Dwolla

Free

Dwolla is an ideal API app to move money across different podiums. It is efficiently built to create the most excellent applications that manage customers, facilitate bank transfers, and instantly verify bank accounts. Dwolla app allows its users to check their account balance, view the details of money transactions, send or receive money, view contacts, and much more.

Almost every business trusts this app that it can connect them to the United States Banking system. It is the finest money transferring app that helps you convey money using email or any of your mobile contact. It enables you to browse developer documentation and resources, customized your ideal payment solutions, and efficiently provide details about your account.

#7 WePay

Free
Android
iPhone

WePay is a competent platform that helps you manage and control the payments scenarios right through your smartphones anytime, anywhere. It has made it so handy, simple, and easy to do your regular online payment methods, paying invoices, or purchasing of your online prepaid mobile phone cards online. It is efficiently integrated, designed, and created for leading online platforms. WePay is one of the most secure and protected platforms that helps users make some effective and straightforward money transactions without having any insecurity and anxiety. This app is working great for instant payment processing and onboarding without any fraud and friction. It provides a better integration through which you can easily manage compliances, increases engagement, enhanced handling, and incremental revenues from payments. It is a reliable money transaction app through which you can deal any sort of cash transferring right from your phone.

#8 2CheckOut

Free
Android
iPhone

2CheckOut is an efficient app that is merely designed for sellers and customers to monitor and manage their bank account activities and transaction from anywhere. This app makes it possible to get details of your sales issues refund and check for payments right from this mobile app on your mobile phone. This app lets you view all your payments made from your 2CheckOut account including your pending and total amounts. It offers payment charts support that enables you to check monthly and weekly reports with an interactive graph support to discover payment trends. While on the other hand, you can view all customer’s purchases, view order details, invoice details, customer information, and sales details as well. It allows you to search for sales, and sort sales report such as rejected recurring sales and refunds. Some of its additional features include the providence of issue refunds, stop recurring sales, and lets you get in touch with the customers (write an email or comment and sales details) as well.

#9 Square

Free
Android
iPhone

Square is a free point of sale application for your smartphones that provides every single stuff that you need to start, run, and grow a business. It efficiently accepts contactless credit payments, chip credit cards, and debit taps with an amazing Square Reader for chip and contactless. It professionally accepts all major credits cards at almost 2.75 per swipe, lets you get deposits in one to two business days, accepts chip cards and Apple pay, allows you to add your photos, products, and prices, and enables your customers to give tips and sign on your devices, etc. Square accepts almost all your major cards, record gift cards, cash, and some other forms of tenders, and track inventory for the real-time. You can easily access sales data, and also the complete sales history as well and monitor your sales right on your mobile phone. You can also track and send invoices from your devices. It provides a free Square Dashboard that lets you view your sales stuff in seconds.

#10 Authorize.Net

Free
Android
iPhone

Authorize.Net is a free mobile point that manages the sales application and allows you to maintain, manage and accept the debit and credit card payments in a secure and well-protected way. It is an amazing POS solution for medical offices, in-home services, farmers markets, medical offices, and almost anywhere you need to accept credit and debit card payments. This app enables merchants to accept card payments, specifies a sales tax rate, accept tips and feedback from customers, manage and create an SKU-based catalog, includes a description and price for each item, and much more. Authorize.Net also enables its users to send custom receipts through emails, add notes to purchase, test transactions or run live, etc. This app enables its users to view and manage transaction history and easily refund or void a money transaction. It has more than 400,000 merchants accept online payments on the go. You must have an account to use Authorize.Net, and it must apply the transaction fee as well.

#11 ProPay

Free
Android
iPhone

ProPay provides an innovative and the most desirable payment solutions for any sort of your online business. This app has a huge amount of payment processing solutions and tools for a vast variety of industries that help you discover the right solution for your company and industry. You can easily select from a cast options that corresponds your business. It provides credit card payment for small size enterprise and delivers payment processing options for starting a venture. Rather than these, ProPay also provides commission payment options and global disbursement options, payment integrated options, payment tools and solutions, and pay-by-text or email facility as well. It can efficiently and quickly process credit card payments, enables entrance of card numbers manually, securely store the customer’s payments options, and accept a credit card payment even when you are offline and process the transactions as soon as possible when you get your data connection back. While some of its additional features include the sales tax, customer feedback approach, and captures your customer signature, etc.

#12 Venmo

Free
Android
iPhone

Venmo is a pretty straightforward and handy app that enables an easy and up to date process for sending and requesting money between people. Whether you are splitting a lunch bill, concert tickets, the rent check, the cost of any of your road trip, and some other plans, this app removes the stubborn and awkward talks through who owes what. Using this app, you can manage your payments in a fun way with your friends and split costs with multiple people at once. Venmo has magically changed your sending and receiving cash scenario in an easy and reliable way. Thus using this app, you can send money to friends by simply linking with any of your bank account or debit card account. It enables you to discover friends automatically using your friend’s name, QR code, and some other related stuff. You can also make purchases and easily shop with millions of retailers almost everywhere you see the PayPal cash button at checkout. It also protects you and keeps your security at level.

#13 Square Cash

Free
Android
iPhone

Square Cash is a fines app that lets you exchange money with people, let you pay with your credit card, debit card, and with your balance, enables cash out to your bank, and allows you to spend cash instantly with your cash card. It enables an easy, fast, and reliable exchange (sending and receiving) of money between people from all across the world. Square Cash has a super clean and intuitive interface with some handy features. You can easily cash out to your bank and pay your friends directly using this amazing app. There is an attractive range of features that help you manage the exchanging of money in a safe and extremely reliable way. It lets you spend directly using this intuitive app with an entirely free Visa debit card that can be conveyed to your door. Square Cash is a safe and easy to use app protected by 124-bit encryption and a strong passcode of fingerprint scanning. It enables instant deposits for a one percent fee and lets you just link to your MasterCard, Visa, or discover Debit Card to transfer money.

#14 Snapcash Through Snapchat

Android

Snapcash Through Snapchat is a great platform that enhances the ease of handling stuff. It can be connected via Bluetooth to cash drawers, card terminals, and to receipt printers. It is an ideal app for all the restaurants and offers clear, current, and comprehensive reports along with the providence of the restaurant’s insights on their data as well. With this amazing stuff, you can now better focus on delivering your customer the best experience. It quickly provides access to the new employees to features you want and efficiently specifies the different views for different roles. Using Snapcash application, you can effectively connect cash drawers, card readers, and receipt printers through Bluetooth. It provides customized menus and automatically fire stuff or items and provides the overview of your sales, guest count, checks count, tax, and the revenue centres. It comprises a comprehensive user handbook to teach you through the usage of the Snapcash. You can easily manage your doings including addition and deletion of members, deletion of items, a new ability to view items, select and adjust the discount, and more.

#15 Western Union

Android

Western Union is a great platform that enables a secure and well-protected approach to transfer money in an advanced worldwide security system. It delivers a progressive technology to move your money in a pretty quick and the most reliable scenario. Your funds can be picked within minutes using this application without the bank account as well. It efficiently provides the agent discovering and information along with its location for enhancing the ease of getting things reliably. You can easily check the transfer status right through this app by managing some of its queries including name, MTCN (Money Transfer Control Number), etc. Western Union lets you send money online using your debit card, Visa credit, and MasterCard credit if you live in some countries that come under it. It efficiently lets you track your money transfer right form your mobile device and get the directions, hours, and services at one of the agent locations nearby. Western Union has made it quite simple to get the power to track agent quickly right through this app.

#16 Chase QuickPay

Android
iPhone

Chase QuickPay is a stunning finance related app that helps you manage your account, make deposits, find ATMs, and more. It is an easy to use and 24/7 bank app right on your mobile phone device. You just have to enrol in this app to start it. It efficiently monitors your account and lets you view the transactions and balance history, and your credit and debit card rewards status right from your mobile phone. Some of its reliable and the most amazing transactions approaches include the paying of bills, transferring of money between chase accounts, send and request money with, send wire transfers, make changes to the pending transactions, and deposited checks as well. You can efficiently receive and manage the deposits, ACH accounts, and account balances. You can easily view balance card activity, make effective payments, and also monitors the ultimate rewards information. Chase QuickPay also lets you discover the nearest Chase ATMs, and branches so that you can better monitor your money transferring stuff right from this app in your mobile phone.

#17 TrueMoney

Android
iPhone

TrueMoney is a gorgeous payment application that enables its users to do online shopping along with an effective integration with the WeCard. Rather than this, you can also pay bills, do mobile top-up, transfer cash, and more. It lets you do online shopping without a credit card. You can easily active your WeCard through the TrueMoney Wallet app and enjoy the purchasing apps and items through Stream Wallet, PB, Garena, Origin, and almost any of your favourite games. Using the paying bill utility of this app, you can easily pay more than 70 bills without hassle and fee. TrueMoney lets you Top-up your easy pass, through the TrueMoney Wallet app for free. Except this, TrueMoney can easily transfer money without any fee, however a small percentage of fee if you want to transfer money to any bank account. WeCard is a Prepaid MasterCard which enables its holders to purchase things from a huge number of online shops including Lazada or movie tickets, Major Movie, WeMall, iTruemart, Weloveshopping, and some other MasterCard friendly online shops.

#18 Xoom Money Transfer

Android
iPhone

Xoom Money Transfer is a prodigious mobile application that enables its users to make effective transactions is a fast, secure, and well-protected atmosphere. It lets you send and receive money anytime, anywhere. You can easily reload your family phone with the airtime using this app. This effective mobile application helps you to pay international bills, and you can professionally track your transactions updates every step of the way. It offers one of the easiest ways to send money, pay bills, and reload phone, worldwide. It enables one of the most secure ways to send money right from your phone in seconds. Xoom Money Transfer is a fast, reliable, and convenient app that manages the transactions with an endless experience. It delivers a slide to send feature that helps you to repeat your last transaction, and it has just eliminates the need for providing your receipt’s info again and again. It lets you stay connected while on the go and access your payments and accounts with extreme ease and accuracy. Xoom Money Transfer allows you to transfer money in more than 56 countries with an advanced customisation.

#19 Samsung Pay

Android

Samsung Pay is a widely used application through which users can enjoy one of the most secure, simple, and adaptive ways to make their mobile payments. This app was introduced by Samsung Electronics Co., Ltd. through which users can easily manage their mobile payments from anywhere they want and can tap a contactless bankcard. It is one of the most simple and secure mobile payment clients which is available with participating banks, merchants, and payments networks. It is only compatible with the Samsung device on NFC terminals and the selected cards. It also applies a limit of £30 according to or based on the merchant policies. Samsung Pay has made it so easy and accessible to make mobile payments with extreme ease and reliability using your mobile phones. This app captures all of your credit information protected from any third party. It is simple to use app that can be launched with a simple swipe (right from the bottom edge of your mobile screen). It possesses multiple security levels as well through which users can access iris scanner and with fingerprint support just to keep your bank details secure and private.

#20 MobiKwik – Recharge & Bill Pay

Android
iPhone

MobiKwik – Recharge & Bill Pay is a widely used application that makes it effortless to make instant payments and get a credit line or loan for making online payments whenever you needed it the most. BHIM UPI, Money Transfer, Recharge & Bill Payment is a great tool presented in the market by MobiKwik Inc. that is an amazing payment app made by Indians for Indians.

You can recharge and pay bills on the move and transfer money with the MobiKwik UPI without any KYC requirements. You can use the app by linking any bank account through UPI over this app to make instant payments or also use credit at 0 percent interest and settle a bit at no extra charges.