Piggybank.com

Piggybank.com Alternatives

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2021-04-07
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#1 Wagedayadvance.com

WageDay Advance is one of the best lenders, which is famous for giving short term loans to their customers. You can borrow around 350 Euro and are allowed to repay in their next payday. You can also repay early or at anytime. It is said that, WageDay is useful only for short term needs and would not be suitable for you if you are habitual of borrowing money frequently. Also if you apply on this lender, you should look for the affordability. So keep in mind that if you are borrowing for a period of one month, you should repay in the fixed time or otherwise you are subjected to pay a late payment fee as well as default interest. If you are borrowing money for six months or so then you do not have any default interests. The usage of WageDay Advance is so easy and simple and people who use it once choose it again. You can also save your interest with WageDay Advance by paying back early. After your application has approved, you are ought to receive the money in 1 hour or so. Their team and crew members are friendly and can speak to you anytime you want regarding your loan issues.

#2 Wonga.com

If you are looking for short term loans, Wonga.com is one of the best sites that provide you online loans. It offers payday loans to its lenders so if you are suffering from expenses problem, Wonga can be your rescuer with its short term loan. If you want to use Wonga, you have to meet the criteria give on the site that include your age should be above 18 years, you should have a bank account and credit card of your own, you should have a mobile phone of your own and you should be a UK citizen. After meeting the given criteria, you can apply for loans and have to choose the payment options given. If your application on Wonga is accepted you can get your requested amount in five minutes or so that is transferred in your bank account. About repayments, it should be clear that Wonga provides you short term loans so they want repayment in single episode. Also the repayment system works automatically where the given payment is taken from your credit card after the specified time period. However you can save your interests if you are paying back the amount early. After the successful loan sending and receiving back, you are given a confirmation and thank you letter via Wonga’s website.

#3 Safetynetcredit.com

It is considered as one of the new and much smarter way to lending that requires no fees or payment for transfer or loans funded. The loan available is from 200 to 1000 euro. However when you apply for the first set you can get the loan of 500 Euro. It is, without any doubt one of the smartest lenders present all over UK. They provide a short term credit that is needed by everyone. You can safely go to the site and fill the form to get your loan. With the safety net credit, you need not to worry about the security of your data and personal information ensuring the safety of their lenders. Before applying for the SafetyNet Credit, the person should pas credit, identification verification, affordability along with the anti-money laundering checks. You are required to use the data from credit reference agencies and the data from your bank account expenditure and income. With this lender you are at freedom to reduce your credit limit anytime you want. However if you are unable to repay your payments, you can talk to SafetyNet Credits immediately to seek their advice on independent debt and free guidance in the matters related to money.

#4 Myjar.com

If you are looking for short term lender that is direct as well as trusted, MyJar is the best option of lender for you. With the help of this, you can get flexible load and have to repay monthly according to your pay dates. They offer you the borrowing of 500 Euro in one month at minimum and 2500 Euro in 12 months. The important features include the early repay to save money, addition of fifteen Euro if you are unable to pay at due date etc. Using this lender, you should make sure that you take loan that you can easily afford and also that long term borrowing does not work with short term loans. The method of applying for loan is quiet easy. You only have to go to the site of MyJar, click on Apply to get the personalized options. After you have completed the application form, save the PIN you receive via text that is required at the end of procedure. Then you have to choose for your loan terms and the sum of money you want to borrow. As soon as you click on borrow you get your requested loan through this simple method of MyJar.

#5 Satsumaloans.com

This lender is included in one of the best lenders that provide a wide range of loan options even at your first use. You can take a loan of 100 Euro to 1000 Euro even for their new customers. Satsuma also show leniency in the return of loan and give a range of 13 weeks to 52 weeks. The working of Satsuma loans is rather easy. You are given the options of loans from which you have to choose your option that how much amount you want to borrow and they you are given the weekly repayments calculated on the basis of your total loans. Then you have to apply after completing the application that is simple to fill and takes just a moment to fill out all the required details. If your application has been accepted, Satsuma loans transfer the money in your bank account using Faster Payment methods in just 1 hour. Also for repayments you do not need to get to bank or come online, as these are taken from your debit card automatically. Satsuma works to add to the convenience of their loaners by providing simple terms and conditions. You need to have a mail address, home address, regular income details and bank account with a debut card. The age of the applicant should be between 18 to 74 years.

#6 Unclebuck.com

UncleBuck Finance LLP is one of the most specialized lenders in United Kingdom and is famous as well as reliable for short term loans ranging from 100 to 1000 Euro. They provide enough flexibility to the loaners in their repayments. Using UncleBuck, the procedure of getting a loan is straightforward and simple. You have to fill the application form that requires your personal data and bank account details along with the loan details including your income that if approved, you will get your transaction in fifteen minutes or depending upon when you want get paid. Helping you in your financial difficulties is what UncleBuck aims at. Your complete financial and employment details are integral part of the form that also includes your monthly income and expenditure. There are however some requirements before you apply that include your age should be above 18 years, you should have a bank account of your own, you should possess a valid email address. About the repayments you have to ensure monthly repayments and also UncleBuck helps you in this regard as they do not lend you money you can’t afford to repay and also the short term conditions are easy to follow that are offered by UncleBuck.

#7 Paydayuk.com

Payday is one of the largest and most reliable lenders present in United Kingdom. You can get your requested amount on the same day and there is no additional fee associated with it. The amount they can lend their customers range from 100 to 100 Euro with around 30 percent interest. To get a loan through PayDay, you have to open their site and fill the online for with the required information. It all depends upon you that for how much you want to apply and make your lending decision. Your applications are subjected to assessments for credit and affordability. If your application is approved then your loan is finalized and the money I transferred to your back account. It is said that PayDay provides excellent, safe and secure system of money lending and has a high customer satisfaction rate. It is fast and also the crew is very helpful and provides guidance about the repayments and also about the interests associated with delayed repayments. It is considered to be reliable as well as professional in their functioning and has high rating among other lenders in UK.

#8 Moneyboat.com

MoneyBoat loans are one of those lenders that work by installments. Using the services of MoneyBoat, you can get a loan of 1500 Euro that can be paid back in a period of six months or so. For their new customers they can lend you 800 Euro and for the people who are already their customers, they can lend more than 1000 Euro. You have to provide information regarding how much amount you want and then you are provided with the installments. It is one of the famous lenders of UK that work reliably by providing short term payday loan. The charging and repayment systems are easy to be understood and are stress free for the people who want loan. The application processes as well as signing process of MoneyBoat are convenient. Also the staff is discreet and friendly and guides you properly according to you money needs and repayments. They are mainly focusing on building a customer services company that provides a transparent dealing with their customers. They actually provide you direct short term loans and give you flexible terms and conditions. You can repay the amount in installments either two installments in a period of six months.

#9 Mrlender.com

Most of the people cannot afford long term loans with their complex terms of repayment so they look for the short term loans. One of the best short term lenders is Mr. Lender that provide simple and transparent short term lender ranging from 100 to 1000 euro. They aim at the clarity of their services to their users. You are given simple options of getting a loan and how much installments you need to repay. One of the popular features of Mr. Lender is that it does not charge their customers any upfront fees or late fee to their customers. Even if you miss a payment, you are not subjected to any charges. Mr.Lender is famous and one of those lender that has gained many good reviews from its customers. After you submit your application, it will be subjected to credit checking. Your affordability assessment is also done before taking loan. If you are taking loan for the first time, you are allowed to take 500 Euro. If you fail to repay the credit borrowed, report would be made against you to reference agencies. This kind of irresponsible attitude may have severe effect the credit rating.

#10 Quickquid.com

This is one of the famous payday lenders, which is working since 2007 and helping people by providing loans. After you have visited the site and filled the online form present over there, you can apply for loan. If you meet the criteria of Quick Quid, you will be provided with the loan and the sum is transferred in to your bank account in a time of 10 minutes or so. However if your bank is not supportive of faster payments then you may fail to get it in the mentioned time. Even if you are a new customer to Quick Quid, you can borrow 1000 Euro after submitting your first application. The services of Quick Quid are provided 24 hours a day and their friendly team is always there for your help. It is one of the valid banks of UK that help its customers in several ways. There are 3 options of repayment that you can choose while filling the form. Also before applying for loan, you should fulfill certain criteria like age should be greater than18 years, resident of UK, employed with an active and valid bank account. You may also repay earlier than the mentioned dates that may help you to save money and reduce your pay interest.

#11 Wizzcash.com

There are many lenders that are unknown to many people and Wizzcash.com is one of those payday lenders. However the lender provides you with a cheap service and more flexible terms and conditions. They can offer you with a loan of 1000 Euro even at your first application. Also one of their best features is the convenience and leniency they show during the repayments. They offer their customers to spread the repayments over three years. With the spread of repayment, no added charges are added and no fee is taken. So if you know that you want time to manage the repayments, WizzCash is the best option for you. All you have to do is to fill their online form with the required information and apply for the loan. However as the lender is not so popular that is why the reliability and trust issues occur. However the flexibility offered by WizzCash has no match but still there is a limit to it and in case you do not repay at proper time, you would be subjected to reporting and legal action would be taken against you.

#12 Peachy.com

Most of the people when lend money choose those lenders that are famous and reliable. However in this competition most of the online lenders are neglected and are not known much; Peachy is one of those lenders that are less known but provide good lending services to their customers. When you open the website, you are provided with the bars that provide you options to choose the amount you want to borrow and also the time that for how much time you want it. Talking about repayments, Peach provides you several options for repayments from which you have to choose the one for you depending upon your suitability. Also once you have lent the money you don’t need to pay the money at once, instead it can work in installments. However once you are filling the form, your credibility is assessed and if you are not suitable for that you might not be allowed to borrow any money and your request is rejected. One other important feature of Peachy is that it does not charge any fee when your application has approved. You just get the money transferred in your bank account in duration of 10 minutes or so. It is one of the reliable and secure online services used by many people and its flexible terms are adding in to its popularity.